THE TOP 10 LIST

Small Businesses. Self-employed entrepreneurs. Home based companies. Year-round farms and ranches.

If you're thinking of adding group benefits to your company - or looking for a replacement your current plan- here are 10 great reasons to take a closer look at the Chambers of Commerce Group Insurance Plan.

10) No Minimum Firm Size - Your company is eligible to apply even if it's a one-person operation.
9)    No Industry Restrictions - All businesses are eligible to participate in the Chambers Plan as long as they are members of the participating Chamber.
8)    Guaranteed Approval- With three or more full-time people, you can choose options that guarantee coverage to you and your employees.
7)    Guaranteed Renewable - The Chambers Plan guarantees your firm can renew coverage as long as you pay your premium each month.
6)    Rate Stability - Claims are averaged over more than 20,000 companies just like yours. Higher than usual claims one year? You won't be singled

out for a price increase.
5) Not-for-Profit - The Chambers Plan operates under direction of directionof the not-for-profit Chamber Insurance Corporation of Canada, by

        Chamber people, for Chamber people.
4)   Outstanding Service - The plan's service centre works in concert with exclusive exlusive, local Chambers Plan to ot give you answers to all your questions.
3)   Fast, Accurate Payments - Most health and dental claims turn around under 48 hours. You can also opt for pharmacy card and electronic dental claim

       submission, and even direct deposit to employee bank accounts.
2)   You Chose the Coverage - Every firm participating in the Chambers Plan has a custom group benefit program, based on the coverages the owner selects.
1)   You Control the Cost - Why pay for a package with benefits you don't want when you can customize? Customization puts you in control so you get top

value for your dollar.

Your Chambers Plan representative is ready to help. Your local benefit expert will walk you through the wide range of choices the Chambers Plan offers and help you pick coverages that fit your company. Coverage is customized for every Chambers Plan client, so you r group's premium will reflect the choices you make plus your company's demographics. Whatever your budget, we have benefit options that are right for you.

Over 25,000 member firms across Canada participate in the Chambers Plan, the leading program of its kind. Only Chamber of Commerce and Board of Trade members can participate and it doesn’t matter what industry you’re in, whether you’re a one-person firm or have 50 employees.

See what your Chambers Plan can do for you – and your prescription and dental bills!

To learn more about The Chambers of Commerce Group Insurance Plan, visit www.buychambers.ca or contact:

Bob Brozina BAA, CLU, ChFC.

Hardiman, Mount & Associates

Insurance Brokers Ltd.

1-800-361-6996
(905) 668-1477 ext. 222

bob@hmainsurance.com

Brian Bulger

Brian D. Bulger Insurance Services Ltd.

1-800-366-2566

bbulger@thelifeinsuranceguy.com